Stay ahead of 2026 retirement plan updates. Learn key SECURE 2.0 changes, new Roth rules, eligibility shifts, and fiduciary trends plan sponsors need to know.

In today’s evolving benefits landscape, retirement plan success could hinge on effective strategies. This quarter’s newsletter highlights three areas plan sponsors can’t afford to overlook: 5 Advanced Tax Strategies for Employers Explore advanced savings vehicles designed to support your most valued employees as they prepare for retirement. From cash balance plans to tax strategies and plan structure alignment, there are numerous options that align with executive needs and ta

Practical steps to help protect participants' data and meet your fiduciary duties. As a retirement plan sponsor, you are juggling plenty of responsibilities. Investment oversight, fee monitoring, participant education… the list goes on. Now there's another item on your priority list: cybersecurity . If you're thinking "cybersecurity is an IT issue," you're not alone. Many plan sponsors assume data protection falls outside their wheelhouse. But when it comes to your 401(k) pla

Why human-led employee education still matters   It’s wonderful to live in a time when answers are just a click away. You can easily find out how many inches are in a meter, get TV show recommendations, and find out where the next Olympic Games will happen. But when it comes to financial advice, the internet becomes a far riskier place. From TikTok tips to viral Reddit threads, employees are consuming an overwhelming amount of financial content, and not all of it is accurate.

Want fewer questions and better outcomes during plan changes? Start with clear, step-by-step communication. A strong participant communication checklist helps plan sponsors share plan updates clearly, confidently, and on time. When your retirement plan changes, knowing how and when to communicate is essential. From legal notices to plain-language updates, plan sponsors have a lot to manage. Participants need accurate, timely information to understand what’s changing and how i

Elevating the value of your retirement plan   Imagine this: It’s year-end and your CPA just reviewed your projected tax bill. Despite contributing to your 401(k), maximizing deductions, and running a profitable business, you're still writing a sizable check to the IRS. You pause and think, there has to be a better way. If this sounds familiar, you’re not alone. Many high-income business owners, CFOs, and executives find themselves hitting the ceiling of traditional planning,

Understand the pros, cons, and considerations for moving forward   It started with a simple question during a leadership meeting: "What’s in our 401(k) plan—and are plan provisions still working for our team the way they should?" The CEO glanced around the room. No one had a clear answer. The plan had been in place for years, maybe even decades. It quietly ran in the background while the company grew. But things had changed. New hires were asking about Roth options. Long-time

Are your benefits helping employees thrive? With the right tools, you can boost savings, stay competitive, and create a workplace that motivates. Dive into these key strategies to elevate your benefits game. Long-term savings made simple. Encourage employees to focus on their future. Stay competitive, compliant, and cost-effective. Make your benefits a powerful tool. Employee benefits that motivate. Offer benefits that show you care. Get all the tips to improve your benefits

Tips for attracting, retaining, and engaging top talent Employee benefits are no longer just extra perks; they’re an essential part of attracting and keeping great employees. A thoughtful benefits program can help create a workplace where employees feel valued and motivated. Here’s how offering the right benefits can make a difference for your team and your business. How benefits help employees stay and succeed When benefits meet employees' needs, they are more likely to stay

Student loans can hold your employees back—and their retirement savings too. A student loan matching program can change that. How a student loan matching program works: Employees make their student loan payments. Employers match those payments with retirement contributions. Why it’s a game-changer: Attract talent:  40% of workers would change jobs for better benefits. [1] Boost wellness:  Help employees pay loans and save for the future. Stay competitive:  Stand out, especial

Stay competitive, compliant, and cost-effective Providing competitive benefits is key to building a strong, successful team. Benchmarking is an important tool because it helps you get the data and insights needed to make smart decisions for your benefit plans. It’s also important for meeting rules, avoiding legal trouble, keeping up with industry standards, and supporting your employees. Here’s why benchmarking should be a priority for your company and how you can use it to i

Improving retirement outcomes means keeping participants focused on the long-term. Helping employees focus on long-term savings is not easy, especially during uncertain times. Still, employers have seen success. Despite stubborn inflation, a recent survey reports that plan participation and saving rates have reached all-time highs. [1] This is great news, but it’s only part of the solution. Many employees join a retirement plan without fully understanding its purpose. Without